Comms Contractor Care

Comms People, Inc. Contractor Care Program
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Last Update: 11.08.11 01:38

Contractor Care Program

The management and staff of Comms People takes pride in providing a Contractor Care Program exceptional in the IT staffing industry. Upon acceptance of a project duration of at least three months, you can opt for 401-k, health, dental, & life Insurance, paid time off, paid holidays and career enhancement training.

For questions or issues related to any aspect of your benefits package, Contact your benefits administrator. This person has one job: facilitating your full satisfaction respective to 401-k plans, health benefits, paid time off and paid holidays.

Before you accept employment, you may choose any or all of the benefits described below. Please note, however, once documented, the plan chosen cannot be altered until your assignment renews, or a continuation is negotiated.

401(k)

The 401(k) plan is available to contractors upon completion of 90 days of qualifying service. If you decide to join, you'll be sent an info packet and enrollment form for completion and return to the benefits administrator.

The plan is administered and investment choices offered by ADP payroll services in coordination with the trustee, State Street [need to specify business]. You may contribute up to 15% of your gross pre-tax annual earnings.

[Comms People will soon offer individually directed brokerage accounts with account access via the secure Contractor Care pages of the company Web site.]

Health, Dental & Life Insurance

After 30 days of service, Comms People consultants can opt for health, dental and life insurance based on a three-tiered plan: single at $[ ] per month; single + one at $[ ] per month; and family at $[ ] per month. (Premiums are subject to increase every December.)

You can elect for coverage at project commencement, or after 30 days [???]. Upon qualifying, you will be sent an info packet and enrollment form. Coverage will commence on the first of the month following the eligibility period with monthly premiums deducted from payroll using pre-tax dollars (Section 125 plan). In some instances, plans can be negotiated and customized to suit specific needs.

Should you elect this coverage on acceptance of project, Comms People, Inc. will reimburse your previous carrier’s COBRA payment up to the sum of the monthly premium specified above. (On completion of expense form and proof of payment.)

Summary of Insurance Coverage
BENEFIT	DESCRIPTION & ELIGIBILITY	COST/COMMENTS
MEDICAL INSURANCE	Provided by Blue Cross Blue Shield. This is a Preferred Provider Organization or PPO. It gives you the choice of either utilizing a network of providers, with small co-payments and 100% hospitalization; or, complete freedom of choice doctors and hospitals with a deductible and co-insurance. Prescription Coverage is included. Eligibility is 30 days from employee’s hire date. Enrollment is on the 1st of each month. Customer Service (800) 810-BLUE To locate physicians via internet www.bluecares.com	Monthly rates for Medical/Dental/Life: Premiums deducted from salary on a pre-tax basis In-Network co-pay (see BCBS summary) $15 per physician visit Out of Network cost: (calendar year deductible) $250 member; $500 family Prescriptions: $15 generic/ $20 name brand
VISION CARE Covered by BCBS	Vision Care Program (888) EYE-BLUE Eyewear Discount Program (800) 825-8390	For non-routine exams: Customer Service (800) 831-8730
DENTAL INSURANCE	Delta Dental USA utilizes a network of providers throughout the country. By using a network provider you are assured of never having to submit claim forms. Your dentist must accept payment in full from Delta Dental (with the exception of deductibles for basic and major services). You still have the option of using a non-network provider. Benefits are covered at the same level as in-network, but you may be subject to claim forms and balance billing. Effective Oct. 1, 1999; Eligibility is 30 days from employee’s hire date. Enrollment is on the 1st of each month.	Type 1-Preventive Covered 100% No deductible Type 2-Basic Restorative Covered 80% $75 deductible/person $225 deductible/family Type 3-Major Restorative Covered 50% $50 deductible/person $150 deductible/family
LIFE INSURANCE	A flat sum of $50,000 of term life insurance will be included if you purchase medical and dental insurance. Eligibility is 30 days from employee’s hire date.	Included with the medical/dental package

Paid Time Off

After each standard 6-month project, you will be eligible to accrue 5 days of paid time off. Unique in the industry, the Comms People plan bases this accumulation at .040417 hours for every hour worked. Your time off accumulation is noted on each pay stub, so you'll always know the number of hours you have accrued.

After six months, any available time off will be credited and added to your normal paycheck.

Paid days off are available after the first 90 days of your employment, and requests for time off must be approved by your Comms People account manager and your client supervisor. The minimum paid time off request is 4 hours.

Paid Holidays

After [continuous] employment of at least [ ], you will be entitled to paid holidays. Those days include:

New Year’s Day Monday, January, 3, 2000
President’s Day Monday, February 21, 2000
Memorial Day Monday, May 29, 2000
Independence Day (observed) Monday, July 3, 2000
Labor Day Monday, September 4, 2000
Thanksgiving Day Thursday, November 23, 2000
Christmas Day (observed) Monday, December 25, 2000

Career Enhancement Training

Comms People has in place discounted certification programs with some of the world's leading technical training centers. Courses include classroom as well as Web based programs, which you can access at 24-hours a day, seven days a week. The list of available certifications is always expanding. For a rundown on current programs and discounted fees, see the Contractor Training pages of Web site or Contact your benefits administrator.

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For the latest info on your Comms People benefits, call your benefits administrator, or see the Contractor Care pages on the Web site.

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Other Elements of Package
Contractor FAQ | How to Get Paid FAQ's | Welcome
About Comms People & Glotel | Quality Control | Placement Process

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